top of page


Sole Proprietorship or Corporation: Which Is Right in Canada?
How a sole proprietorship and a corporation differ in Canada: tax, liability, cost and what changes in your books when you incorporate.

George
Oct 106 min read


Do I Charge GST/HST to US Customers as a Canadian Business?
Goods shipped to the US and most services for US clients are zero-rated at 0% GST/HST. Here are the CRA conditions, the exceptions and the proof to keep.

George
Oct 96 min read


WSIB Independent Operator or Worker: What Is My Subcontractor?
How the WSIB decides if a subcontractor is a worker or an independent operator, and what the ruling means for your premiums.

George
Oct 86 min read


What Is the Difference Between Zero-Rated and Exempt Supplies?
Zero-rated and exempt sales both have no GST/HST on the invoice. Only one lets you claim input tax credits. Here is how to tell them apart.

George
Oct 76 min read


How Do I Report and Pay WSIB Premiums in Ontario, and When?
How to report and pay WSIB premiums in Ontario: the two steps, 2026 due dates, what payroll counts and what late reporting costs.

George
Oct 66 min read


How Do I Get a WSIB Clearance Certificate in Ontario?
How to get a WSIB clearance certificate in Ontario: who needs one, how long it is valid, what it costs and what blocks it.

George
Oct 56 min read


Should My Small Business Use the GST/HST Quick Method?
How the GST/HST Quick Method works in 2026: who can use it, the remittance rates, a worked Ontario example and when it is a bad fit.

George
Oct 46 min read


Do I Have to Register for WSIB in Ontario as a Small Business?
Who has to register for WSIB in Ontario, who does not, what it costs in 2026, and when premiums are due.

George
Oct 36 min read


Who Has to Pay Ontario Employer Health Tax, and How Much?
Who pays Ontario Employer Health Tax in 2026, how the $1 million exemption works, the rates, and when the return is due.

George
Oct 26 min read


When Is My GST/HST Return Due, and Do I Pay Instalments?
When your GST/HST return is due by reporting period, the June 15 rule for sole proprietors, and who pays quarterly instalments.

George
Oct 16 min read


How Long Should I Keep Receipts for the CRA in Canada?
How long to keep receipts for the CRA, what each receipt must show, scanning rules, and what to do if a receipt goes missing.

George
Sep 306 min read


Bookkeeper vs Accountant: What Is the Difference in Canada?
A bookkeeper keeps your books and routine filings current. An accountant prepares year-end statements and tax returns. Here is who does what in Canada.

George
Sep 295 min read


How Does Catch-Up Bookkeeping Work When You're Years Behind?
Years behind on your books? How catch-up bookkeeping works step by step, how far back to go, CRA late-filing penalties and the Voluntary Disclosures Program.

George
Sep 286 min read


What Is a Shareholder Loan Account, and Why Does It Matter?
What the shareholder loan account is, what goes into it, and how the CRA one-year rule and 3% prescribed interest rate apply in 2026.

George
Sep 276 min read


Which GST/HST Rate Do I Charge Customers in Another Province?
Selling to another province? Here is which GST/HST rate to charge in 2026 for goods and services, with examples and what to do if you got it wrong.

George
Sep 266 min read


What Is an Input Tax Credit, and What Can I Claim?
Input tax credits let a GST/HST registrant recover the tax paid on business purchases. What you can claim, what you cannot, and the receipts you need.

George
Sep 256 min read


Should I Pay Myself a Salary or Dividends in Canada?
Salary or dividends? How each one works for a Canadian corporation owner: CPP, EI, RRSP room, T4 and T5 slips, and when a mix makes sense.

George
Sep 245 min read


How Do I Calculate Statutory Holiday Pay in Ontario?
How to calculate statutory holiday pay in Ontario: the divide-by-20 formula, who qualifies, what to pay staff who work the holiday, and the 2026 dates.

George
Sep 235 min read


What Does Monthly Bookkeeping Include for a Small Business?
What monthly bookkeeping includes for a Canadian small business: the core services in every plan, the optional add-ons and what you still do yourself.

George
Sep 226 min read


How Much Does Bookkeeping Cost for a Small Business in Canada?
Our bookkeeping prices are published: pick a plan by transaction volume, add only the modules you need and see your monthly total before you call.

George
Sep 216 min read
bottom of page
